Being involved in a car accident is stressful, but when the at-fault driver flees the scene, the situation becomes even more complicated. Victims of hit-and-run accidents often wonder if they can still file a claim for compensation. The answer is: yes, you still have options.
What Is a Hit-and-Run?
A hit-and-run accident occurs when a driver is involved in a crash and leaves the scene without providing their contact information or rendering aid. In Wisconsin, fleeing the scene of an accident is a crime, and the victim may face unique challenges in recovering damages for their injuries and property loss.
What to Do Immediately After a Hit-and-Run
If you are the victim of a hit-and-run, taking the right steps can significantly impact your ability to file a claim later. Here’s what you should do:
- Get to a Safe Place: If you’re injured, call 911 for medical help and try to move to a safe area. If you can, remain at the scene to gather information.
- Contact Law Enforcement: Report the accident as soon as possible. The police will create a report that can be crucial for insurance purposes. Provide any details you remember about the fleeing driver, including the make and model of the vehicle, color, and any part of the license plate number you may have noticed.
- Gather Evidence: If possible, take photos of the accident scene, your injuries, and any damage to your vehicle. Identify witnesses for law enforcement to get their contact information. Surveillance footage from nearby cameras may also help identify the driver. If you can, capture the license plate of the fleeing vehicle.
- Seek Medical Attention: Even if you feel fine, some injuries might not be immediately apparent. Keep a record of all medical treatments, as this will be important for your claim.
Can I Still File a Claim If the Driver Is Not Found?
Even if the driver responsible for the hit-and-run is never located, you still have options to seek compensation. In Wisconsin, uninsured motorist (UM) coverage is a mandatory part of car insurance policies. This type of coverage protects you in the event you’re hit by an uninsured driver or involved in a hit-and-run where the driver is not identified.
The Role of Your Insurance Company
When filing a claim under your uninsured motorist policy, you will need to work with your own insurance provider. While this may seem straightforward, it’s important to remember that insurance companies are businesses that may try to minimize payouts. Having legal representation ensures that you receive the full amount you are entitled to under your policy.
What If the Hit-and-Run Driver Is Caught?
If the hit-and-run driver is eventually found, you can file a claim against them or their insurance company for damages. In addition to covering your losses, the driver may also face criminal charges and penalties for fleeing the scene of the accident.
How Long Do I Have to File a Claim?
In Wisconsin, the statute of limitations for filing a personal injury claim after a car accident is generally three years from the date of the accident. However, it’s important to act quickly, as gathering evidence and negotiating with insurance companies can take time.
Why You Need a Lawyer
Dealing with the aftermath of a hit-and-run can be overwhelming, especially when you’re dealing with injuries, insurance companies, and legal complexities. An experienced attorney can help you navigate the claims process, ensure you are properly compensated, and hold the responsible parties accountable—whether it’s the hit-and-run driver or your own insurance company.
At Doar Drill & Skow, we understand how traumatic a hit-and-run accident can be. Our team is here to advocate for you and help you get the compensation you deserve. If you or a loved one has been the victim of a hit-and-run, contact us today for a free consultation.