A question most people find themselves asking after an auto accident is “How to Pay Medical Bills After an Accident” The answer depends on whether Wisconsin or Minnesota benefits apply to your situation. It is in your best interest to consult with an attorney who understands the differences between the two jurisdictions.
What are some of the main differences between Wisconsin and Minnesota insurance law?
Wisconsin—
– Wisconsin is not a no-fault coverage state
– Also Wisconsin is a tort state, meaning there is no threshold amount your medical bills must exceed before you can file a lawsuit
– There is typically medical payments coverage under your own insurance policy, usually, that coverage is in an amount of approximately $10,000, but it can be more or less
Minnesota—
– Minnesota is a no-fault coverage state
– There is a threshold your medical bills must meet ($4000) before being able to file a lawsuit
– No-fault coverage usually gives the claimant up to $20,000 for medical bills and up to $20,000 for lost wages post-accident and pre-lawsuit. There are exceptions.
– No-fault coverage can apply if you are not a Minnesota resident but the accident occurred in Minnesota
Our skilled attorneys with experience in both states are prepared to assist you through the legal process, regardless of your circumstances. We will work to handle the specifics and complexities of your case and pursue maximum compensation. Watch the video to learn more.
If you have been injured in an accident and have questions about insurance systems like how to pay medical bills, coverage, or the other state differences that exist, contact us today at 715-246-2211.